Public Adjusters Vs Independent Adjusters: What’s the Difference?

Public Adjuster & Independent Adjuster

There are public adjusters and there are independent adjusters. What’s the difference between the two professionals? Is there a difference between a public adjuster and an independent adjuster? Today, we’re explaining everything you need to know about the difference between the two. Independent Adjusters Work for the Insurance Company Many people think independent adjusters and […]

Understanding Water Damage Insurance Coverage And Claims

Flood Water Damage To Homes

Water damage is the second largest type of insurance claim. According to the International Standards Organization (ISO), the percentage of water damage claims is increasing. People have many questions about what a home insurance policy covers and why ‘gradual damage’ is not covered. Exceptions in an insurance policy for water related damages make the topic […]

The Guide To Smoke And Fire Damage Insurance Claims

Fire and Smoke Damage Insurance Claims

A house fire is a devastating experience. When you’re trying to cope with this horrible loss and property damage, the last thing you think about is insurance companies and the paperwork involved with filing insurance claims. Getting adequate compensation for your damaged property after a fire isn’t always straightforward. That said, there are some things […]

What Is A Coinsurance Clause In A Home Insurance Policy?

Looking At Home Insurance Policy Coinsurance Clause

A coinsurance clause is an extremely important part of your home insurance policy. But unfortunately, many homeowners still don’t understand how coinsurance clauses work or what they mean. Today, we’re helping you solve that problem by explaining everything you need to know about coinsurance clauses in home insurance policies. Most Property Insurance Policies Contain Coinsurance […]

Everything You Need To Know About Tornado Damage Insurance Claims

Insurance Claim on Tornado Damage in Texas

Tornadoes can occur in many parts of Texas. Most homeowners will go their entire lives without ever having to worry about tornado damage. Nevertheless, every year, thousands of homeowners across America have to file tornado damage insurance claims. Today, we’re going to clarify the process for you and explain the most important things you need […]