There are public adjusters and there are independent adjusters. What’s the difference between the two professionals? Is there a difference between a public adjuster and an independent adjuster? Today, we’re explaining everything you need to know about the difference between the two. Independent Adjusters Work for the Insurance Company Many people think independent adjusters and […]
Some people hire an attorney when dealing with a problematic insurance claim. Others choose to hire a loss adjuster, also often referred to as a claims adjuster or public adjuster. Which option is right for you? What are the advantages and disadvantages of hiring a public loss adjuster or an attorney? Today, we’re explaining everything […]
Water damage is the second largest type of insurance claim. According to the International Standards Organization (ISO), the percentage of water damage claims is increasing. People have many questions about what a home insurance policy covers and why ‘gradual damage’ is not covered. Exceptions in an insurance policy for water related damages make the topic […]
The elements can be unpredictable. Wild winds and harsh hail can spring upon you at nearly any point in time, and protecting your most valuable assets can make a huge difference for your family and livelihood. However, insurance claims for property damages can be quite complicated and confusing. It can be tough to figure out, […]
A house fire is a devastating experience. When you’re trying to cope with this horrible loss and property damage, the last thing you think about is insurance companies and the paperwork involved with filing insurance claims. Getting adequate compensation for your damaged property after a fire isn’t always straightforward. That said, there are some things […]
Insurance companies owe a duty of good faith to policy holders – to people like you. Unfortunately, they don’t always fulfill that duty. That’s why bad faith claims exist. When you file an insurance damage claim and it turns into a bad faith insurance claim, you can actually be compensated an amount larger than the […]
Water damage insurance claims can get messy in more than just your home. Today, we’re talking about water damage insurance claims tips and how they can help you avoid losing money owed to you on your home insurance policy. Notify Your Insurance Company Immediately After The Disaster Occurs The first and most important tip is […]
A coinsurance clause is an extremely important part of your home insurance policy. But unfortunately, many homeowners still don’t understand how coinsurance clauses work or what they mean. Today, we’re helping you solve that problem by explaining everything you need to know about coinsurance clauses in home insurance policies. Most Property Insurance Policies Contain Coinsurance […]
“Contract of adhesion” is one of those terms you don’t hear very often until it becomes really important. In the insurance world, a contract of adhesion – also known as an adhesion contract – is a contract where one party has significantly more power than the other when creating the contract. In order to create […]
Tornadoes can occur in many parts of Texas. Most homeowners will go their entire lives without ever having to worry about tornado damage. Nevertheless, every year, thousands of homeowners across America have to file tornado damage insurance claims. Today, we’re going to clarify the process for you and explain the most important things you need […]
