Insurance Claim Loss of Use Coverage and Additional Living Expenses For Homeowners

House Fire Claim Causes Loss of Use and ALE

If a fire destroys your home, you can claim hotel accommodations, car rentals, meals out, and other expenses that are a result of a covered claim. These expenses are claimed through home insurance under loss of use coverage and additional living expenses. Loss of use coverage and additional living expenses can make up a significant […]

Home Insurance Claims and Understanding Your Homeowners Insurance Policy

Couple Reading Home Insurance Policy For Claim

Smart homeowners know they need home insurance. However, many homeowners do not fully understand how home insurance works or what is actually covered under their home insurance policy until they are dealing with a home insurance claim – at this point many realize that they don’t have as much coverage as they thought and face […]

Can You Sue An Insurance Company Over A Property Damage Claim?

Lawyer Showing How To Sue Insurance Company

You buy property insurance to protect your property. Unfortunately, insurance companies don’t always protect policyholders and hold up their end of the deal. Has an insurance company denied your property damage claim? Is your insurer dragging its feet and taking too long? Have you been offered a much lower insurance settlement than you expected? In […]

Home Insurance: Am I Underinsured? How to Avoid Being Underinsured

Wondering If Home is Underinsured

Some people have too much insurance coverage. They’re over-insured. Others have too little coverage: they’re under-insured. Are you underinsured? Are you carrying too little insurance for your assets? Is your home sufficiently protected by insurance? Are you exposed to too much risk? Right here, we’re explaining everything you need to know about being underinsured, including […]

How to File a Complaint Against an Insurance Company

Filing Complaint Against Insurance Company

If you’re unsatisfied with the service received from your insurance company, then you may want to file a complaint. Each state has strict rules governing how insurance companies operate. If you feel your insurer has broken these rules, then the insurance company may face serious consequences. There are often multiple ways to resolve issues when […]

How Insurance Claim Contractor Scams Work: Everything You Need to Know About Insurance Scams

Storm Chasing Contractor Scams

When you file an insurance claim for property damage, you expect repairs to be completed on-time at a reasonable level of quality. Unfortunately, some insurance claim contractors take advantage of unsuspecting homeowners. They take the insurance money and leave town, for example, or complete the job to a poor level of quality while still taking […]

How Long Does an Insurance Claim Take for Home or Business Property Damage?

Woman Waiting On How Long Insurance Claim Takes

So you’re dealing with an insurance claim for home or business property damage. How long will it take to get your money? How long does it take to process a home or business property damage claim? Keep reading for important things you should know about the process of home or business property damage claims, including […]

Our Best Burst Pipe Insurance Claim Tips For Water Damage Claims

Burst Pipe Insurance Claim Tips

Dealing with a burst pipe insurance claim can be frustrating. A burst pipe can quickly cause thousands of dollars in water damage. Making matters worse, some insurance companies will refuse to cover certain burst pipe damages. Today, we’re explaining everything you need to know about burst pipe insurance claims, including how to handle claims, how […]

Insurance Claim Help: Tips For Negotiating The Best Settlement With Any Insurer

Help With Negotiating Insurance Claim Settlement

Most homeowners aren’t experts at dealing with insurance companies, initiating a claim or negotiating insurance claims. Typical homeowners only ever have to make one or two major insurance claims – if any. Fortunately, there are plenty of tips, tricks, and strategies you can use to help negotiate the best settlement with your insurance claims adjuster […]

Insurance Policyholder Duties After a Loss and Proof of Loss Forms

Proof of Loss Forms for Insurance Claim

When you sign a contract with your insurance company, both sides are making an agreement. Your insurance company agrees to cover certain losses in certain situations. Policyholders like you, however, also need to meet certain requirements. As an insurance policyholder, you have certain duties after a loss. You must give prompt notice of the loss, […]