Understanding Water Damage Insurance Coverage And Claims

Flood Water Damage To Homes

Water damage is the second largest type of insurance claim. According to the International Standards Organization (ISO), the percentage of water damage claims is increasing. People have many questions about what a home insurance policy covers and why ‘gradual damage’ is not covered. Exceptions in an insurance policy for water related damages make the topic […]

The Guide To Smoke And Fire Damage Insurance Claims

Fire and Smoke Damage Insurance Claims

A house fire is a devastating experience. When you’re trying to cope with this horrible loss and property damage, the last thing you think about is insurance companies and the paperwork involved with filing insurance claims. Getting adequate compensation for your damaged property after a fire isn’t always straightforward. That said, there are some things […]

Understanding Your Insurance: 6 Common Myths About Home Insurance Coverage

Home Insurance Policy Contract

Your home is your most important investment. You have home insurance to protect that investment. But do you really fully understand your insurance coverage? Insurance policies can often be ambiguous, or hard to understand – sometimes quite intentionally. Today, we’re debunking some myths many people believe about home insurance. 6) Myth: Everyone Exaggerates Their Losses […]

Covering Your Assets: A Beginner’s Guide to Homeowners Insurance

house protected by insurance

Many times, when people hear the word “insurance” they have one of two reactions: boredom or confusion. For something as ubiquitous at homeowners insurance, many people simply don’t know how it works, what it covers, or how it functions in the event of an emergency. Learning the basics of homeowners insurance is the first step […]