Public Adjusters Vs Independent Adjusters: What’s the Difference?

Public Adjuster & Independent Adjuster

There are public adjusters and there are independent adjusters. What’s the difference between the two professionals? Is there a difference between a public adjuster and an independent adjuster? Today, we’re explaining everything you need to know about the difference between the two. Independent Adjusters Work for the Insurance Company Many people think independent adjusters and […]

The Guide To Smoke And Fire Damage Insurance Claims

Fire and Smoke Damage Insurance Claims

A house fire is a devastating experience. When you’re trying to cope with this horrible loss and property damage, the last thing you think about is insurance companies and the paperwork involved with filing insurance claims. Getting adequate compensation for your damaged property after a fire isn’t always straightforward. That said, there are some things […]

Actual Cash Value Versus Recoverable Cash Value Definitions: Everything You Need to Know

Insurance Claims Cash Value

Insurance policies have two different definitions of value: Actual Cash Value (ACV) and Recoverable Cash Value (RCV). These two definitions will play a significant role in your insurance claim. Today, we’re explaining the difference between these two definitions – and how those differences could affect you. The Difference is Whether or Not Depreciation is Covered […]

How Public Adjusters Help When Disaster Strikes

Home Flood

Public adjusters are insurance professionals who can increase the size of your settlement by up to 70%. But how do public adjusters actually help when disaster strikes? Here’s what you need to know before hiring a public adjuster. Most Homeowners Only Have a Vague Idea of What Their Home Insurance Covers Let’s be honest: you […]

What Can We Learn From Hurricane Sandy? Bad Faith Insurance and Public Adjusters

Hurricane Sandy

Two years after Hurricane Sandy ravaged the East Coast, FEMA has agreed to re-open over 140,000 of the insurance claims filed by homeowners after the storm. This move comes after thousands of homeowners have made allegations of fraud against insurance companies who denied homeowners their full coverage amount, through means such as denying the existence […]