There are points in our lives when we start learning about new topics that we were never taught in school. Insurance is one of those things. Many people have a wealth of questions on this topic – we’re going to help guide you through much of the basics. Today, we’re going to go into more […]
Water damage is the second largest type of insurance claim. According to the International Standards Organization (ISO), the percentage of water damage claims is increasing. People have many questions about what a home insurance policy covers and why ‘gradual damage’ is not covered. Exceptions in an insurance policy for water related damages make the topic […]
The elements can be unpredictable. Wild winds and harsh hail can spring upon you at nearly any point in time, and protecting your most valuable assets can make a huge difference for your family and livelihood. However, insurance claims for property damages can be quite complicated and confusing. It can be tough to figure out, […]
A house fire is a devastating experience. When you’re trying to cope with this horrible loss and property damage, the last thing you think about is insurance companies and the paperwork involved with filing insurance claims. Getting adequate compensation for your damaged property after a fire isn’t always straightforward. That said, there are some things […]
Texas insurance companies scored a huge win earlier this year by lobbying the Texas Congressional and Senate members to pass House Bill 1774 and Senate Bill 10. By doing so, the worst of the worst of slow and underpaying insurance companies will now have the legal ability to create a wider spread between the actual […]
Insurance companies owe a duty of good faith to policy holders – to people like you. Unfortunately, they don’t always fulfill that duty. That’s why bad faith claims exist. When you file an insurance damage claim and it turns into a bad faith insurance claim, you can actually be compensated an amount larger than the […]
Water damage insurance claims can get messy in more than just your home. Today, we’re talking about water damage insurance claims tips and how they can help you avoid losing money owed to you on your home insurance policy. Notify Your Insurance Company Immediately After The Disaster Occurs The first and most important tip is […]
A coinsurance clause is an extremely important part of your home insurance policy. But unfortunately, many homeowners still don’t understand how coinsurance clauses work or what they mean. Today, we’re helping you solve that problem by explaining everything you need to know about coinsurance clauses in home insurance policies. Most Property Insurance Policies Contain Coinsurance […]
“Contract of adhesion” is one of those terms you don’t hear very often until it becomes really important. In the insurance world, a contract of adhesion – also known as an adhesion contract – is a contract where one party has significantly more power than the other when creating the contract. In order to create […]
Tornadoes can occur in many parts of Texas. Most homeowners will go their entire lives without ever having to worry about tornado damage. Nevertheless, every year, thousands of homeowners across America have to file tornado damage insurance claims. Today, we’re going to clarify the process for you and explain the most important things you need […]
