In states like Texas and Colorado, it’s not uncommon to get hail the size of golf balls or larger, which can lead to plenty of hail-related insurance claims. Colorado is experiencing hailstorms more frequently, and with larger sized hail. Colorado had record breaking losses from hail damage in 2017 and repeated devastating hailstorm damages in […]
Dealing with a home insurance adjuster is a normal part of making an insurance claim after a loss. If you’ve never dealt with a claims adjuster, however, then the process can be intimidating. Is the adjuster waiting for you to make a mistake? How can you maximize the payout from your insurance company? What items […]
So you’ve experienced a problem that may warrant an insurance claim. When should you tell your insurance company? Should you tell your insurance company? Today, we’re answering all your questions about when to call your insurance company to file an insurance claim after experiencing a loss for a home, business, commercial property or personal property. […]
If you recently received a payout from your homeowner’s insurance company, then you may be wondering if you need to use a third party repair company. Are you allowed to complete home repairs yourself? Can you charge the insurance company for your own labor? Are you allowed to pocket extra money left over from your […]
Recoverable depreciation is an important concept in the insurance industry. If you’re in the process of making an insurance claim, then it’s important you understand how recoverable depreciation works. You may already know about depreciation. Depreciation is the method of allocating the cost of an asset over the course of its useful lifetime. When you […]
The average insurance policyholder has limited experience dealing with insurance companies. Most policyholders, for example, have never had to make a major claim. Insurance companies often take advantage of this fact. They do things that don’t catch the attention of a naïve policyholder. Today, we’re revealing some of the biggest secrets your insurance company doesn’t […]
Overhead and profit, or O&P, is an insurance term typically seen in property insurance claim cases. But what is overhead and profit? How does it relate to your claim? Today, we’re explaining everything you need to know about overhead and profit as it pertains to your property insurance claim. What is Overhead and Profit? If […]
After a disaster, insurance adjusters are in high demand. This is great for insurance adjusters – but it can be bad for homeowners. Insurance adjuster shortages can lead to a number of undesirable side effects. Over the last year, we’ve seen a number of regions go through major disasters. After these disasters, all of these […]
There are public adjusters and there are independent adjusters. What’s the difference between the two professionals? Is there a difference between a public adjuster and an independent adjuster? Today, we’re explaining everything you need to know about the difference between the two. Independent Adjusters Work for the Insurance Company Many people think independent adjusters and […]
When you need help with an insurance claim for your home, property, or business in Texas, ClaimsMate is here to help. Find the best licensed public insurance adjusters in Texas. A Texas Public adjuster is a professional who will work with you and your insurance company until a claim is complete. They are not affiliated […]
