Most homeowners aren’t experts at dealing with insurance companies, initiating a claim or negotiating insurance claims. Typical homeowners only ever have to make one or two major insurance claims – if any. Fortunately, there are plenty of tips, tricks, and strategies you can use to help negotiate the best settlement with your insurance claims adjuster […]
When you sign a contract with your insurance company, both sides are making an agreement. Your insurance company agrees to cover certain losses in certain situations. Policyholders like you, however, also need to meet certain requirements. As an insurance policyholder, you have certain duties after a loss. You must give prompt notice of the loss, […]
Some homeowners go their entire lives without needing to make an insurance claim. When disaster strikes, however, you need to know how to properly file an insurance claim and the processes that follow. Most home or business owners have never read their entire insurance policy, or, if they did, they don’t understand it in it’s […]
Home insurance appraisers play an important role in the insurance industry. They not only appraise the value of a home or business, but they also determine the value of a home or business insurance claim. It is important to distinguish the difference between an appraisal that is done for a real estate transaction and one […]
There’s a lot of science behind firefighting. To the naked eye, it may seem like firefighters simply spray water on the fire and leave. Today’s fire departments, however, use advanced technology to increase the safety and effectiveness of their firefighters. Foam is one such technology. Firefighting foam, also known as Class A foam (used for […]
Dear policyholder, When dealing with an insurance claim it is common to receive official letters of communication from your insurance company. That communication from insurance companies is regulated by state laws, so these letters can vary between states. Three of the most common letters you might receive during the insurance claim process pertain to a […]
In some cases, ordinary homeowners insurance will absolutely cover mold. In other cases, mold is not covered under a typical homeowners insurance policy. Find out what you need to know about whether or not homeowners insurance will cover your mold damage problem. Home Insurance Will Only Cover Mold If It Was Caused by a “Covered […]
Almost everyone knows what an insurance adjuster from an insurance company is. Public insurance adjusters are quite similar in a lot of ways and perform work of adjusting insurance claims, but there is one huge difference : Public Insurance Adjusters are professional insurance specialists that work for the insured policyholder, not the insurance company.
If your home has suffered from a fire, theft, hail, flood, wind, or storm damage, then it may be in your best interest to file an insurance claim. However, you may also be worried about how it’s going to affect your insurance policy going forward. How does filing a claim affect your insurance policy? Today, […]
Unfair claims settlement practice is the improper avoidance, or reduction of a claim by an insurance company. There are many methods or tactics that insurance companies might use to unfairly handle the settlement of claims, and it unfortunately happens quite often. There are also laws in place to protect consumers from unfair treatment during the […]
