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How Fire Insurance Adjusters Help With Fire Damage Estimates & Restoration Costs

Fire Insurance Adjusters For Fire Claims

Fire damage insurance claims can be complicated and messy. All home insurance policies cover fire damage. However, with so much destruction, calculating losses is tough. Depending on your policy, your insurer may calculate fire damage and restoration costs in different ways. Some insurance companies reduce your claim – or even deny it entirely. Others approve […]

Fire Insurance Claims: Tips & What to Expect for Fire Damage Insurance Claims

Fire Insurance Claim Tips

You buy homeowners insurance to protect against unexpected events – including house fires. House fires are devastating. However, insurance protects you. Your home insurance policy should compensate you for the cost of repairing or replacing your home – and anything inside your home – after fire damage. House fire insurance claims can be messy and […]

How Do Insurance Companies Pay Out Claims? How Are Homeowners Insurance Claims Paid?

How Are Insurance Claims Paid

Many homeowners are unfamiliar with the home insurance claim process – and that’s okay. Some homeowners never file a claim. Insurance companies pay claims in different ways. Depending on the type of claim, the amount owed, the work required, and other factors, insurance companies pay claims differently. Some insurers directly pay a contractor, for example, […]

Insurance Claim Inspections for Property Damage

Property Damage Insurance Claim Inspection

Property damage insurance claims can become quite complicated. The insurance company will typically require an inspection of the damaged property. Most homeowners and business owners are unfamiliar with property damage insurance claims. You might have never filed a claim in your life. Even if you have dealt with insurance before, property damage insurance claims can […]

Filing an Insurance Claim: How to File a Claim For Property Damage

Filing An Insurance Claim

Most home and business owners aren’t experts with property insurance claims. How could you possibly be an expert if you’ve never filed a claim? Many property owners go their entire lives without making a significant insurance claim! We’re explaining how to file a property damage insurance claim, including the steps to take, tips for maximizing […]

How to Dispute a Homeowners Insurance Claim Denial

Disputing Insurance Claim Denial

Your home insurance claim was denied. What happens next? Every year, thousands of Americans dispute homeowners insurance claim denials. Sometimes, the insurer reverses the denial and the homeowner receives compensation. If you filed a homeowners insurance claim and feel wrongfully denied, then you aren’t helpless. There are multiple options available – and it’s still possible […]

Preparing for Property Damage Insurance Claims: The Importance of Regularly Documenting Everything in your House

Documenting Value of Personal Belongings

You may not be prepared for a property damage insurance claim. Many homeowners aren’t prepared. Have you documented everything in your home lately? Have you thoroughly checked your property? Do you have an itemized list of the contents of your home? Many homeowners fail to document their possessions or property – and this can lead […]

Does Homeowners Insurance Cover Plumbing and Leaks?

Plumbing Leaks and Home Insurance

Homeowners insurance protects your house against unexpected losses. Generally, homeowners insurance will cover plumbing and leaks. However, it will not cover certain maintenance-related issues or flooding. Today, we’re explaining everything you need to know about how homeowners insurance covers plumbing and appliance leaks, including what’s covered, what isn’t covered, and how to maximize your insurance […]

Business Interruption Insurance Coverage for COVID-19 Coronavirus: What to Expect

Closed Business Interruption Insurance Claims Coronavirus

The COVID-19 coronavirus has wreaked havoc on businesses across the United States. Many businesses expect to receive business interruption coverage with an insurance claim. Insurance companies, however, aren’t sure they are obligated to cover these claims. Nobody knows what will happen with each specific claim filed. COVID-19 business interruption coverage is going to be a […]

Total Loss Insurance Claims: Tips For Dealing with Home or Business Total Loss Insurance Claims

A home or business total loss insurance claim can be extremely challenging. By successfully navigating a total loss insurance claim, however, you can receive the substantial amount of money owed to you by your insurance company and fully recover. Today, we’re explaining everything you need to know about a total loss insurance claim for a […]