Dear policyholder, When dealing with an insurance claim it is common to receive official letters of communication from your insurance company. That communication from insurance companies is regulated by state laws, so these letters can vary between states. Three of the most common letters you might receive during the insurance claim process pertain to a […]
In some cases, ordinary homeowners insurance will absolutely cover mold. In other cases, mold is not covered under a typical homeowners insurance policy. Find out what you need to know about whether or not homeowners insurance will cover your mold damage problem. Home Insurance Will Only Cover Mold If It Was Caused by a “Covered […]
Almost everyone knows what an insurance adjuster from an insurance company is. Public insurance adjusters are quite similar in a lot of ways and perform work of adjusting insurance claims, but there is one huge difference : Public Insurance Adjusters are professional insurance specialists that work for the insured policyholder, not the insurance company.
If your home has suffered from a fire, theft, hail, flood, wind, or storm damage, then it may be in your best interest to file an insurance claim. However, you may also be worried about how it’s going to affect your insurance policy going forward. How does filing a claim affect your insurance policy? Today, […]
Unfair claims settlement practice is the improper avoidance, or reduction of a claim by an insurance company. There are many methods or tactics that insurance companies might use to unfairly handle the settlement of claims, and it unfortunately happens quite often. There are also laws in place to protect consumers from unfair treatment during the […]
Dealing with an insurance claim from recent hailstorms in Colorado? Assistance is Available In states like Texas and Colorado, it’s not uncommon to get hail the size of golf balls or larger, which can lead to plenty of hail-related insurance claims. Colorado is experiencing hailstorms more frequently, and with larger sized hail. Colorado had record […]
Dealing with a home insurance adjuster is a normal part of making an insurance claim after a loss. If you’ve never dealt with a claims adjuster, however, then the process can be intimidating. Is the adjuster waiting for you to make a mistake? How can you maximize the payout from your insurance company? What items […]
So you’ve experienced a problem that may warrant an insurance claim. When should you tell your insurance company? Should you tell your insurance company? Today, we’re answering all your questions about when to call your insurance company to file an insurance claim after experiencing a loss for a home, business, commercial property or personal property. […]
If you recently received a payout from your homeowner’s insurance company, then you may be wondering if you need to use a third party repair company. Are you allowed to complete home repairs yourself? Can you charge the insurance company for your own labor? Are you allowed to pocket extra money left over from your […]
Recoverable depreciation is an important concept in the insurance industry. If you’re in the process of making an insurance claim, then it’s important you understand how recoverable depreciation works. You may already know about depreciation. Depreciation is the method of allocating the cost of an asset over the course of its useful lifetime. When you […]
