Fire Insurance Claims: Tips & What to Expect for Fire Damage Insurance Claims

Fire Insurance Claim Tips

You buy homeowners insurance to protect against unexpected events – including house fires. House fires are devastating. However, insurance protects you. Your home insurance policy should compensate you for the cost of repairing or replacing your home – and anything inside your home – after fire damage. House fire insurance claims can be messy and […]

Insurance Claim Inspections for Property Damage

Property Damage Insurance Claim Inspection

Property damage insurance claims can become quite complicated. The insurance company will typically require an inspection of the damaged property. Most homeowners and business owners are unfamiliar with property damage insurance claims. You might have never filed a claim in your life. Even if you have dealt with insurance before, property damage insurance claims can […]

Business Interruption Insurance Coverage for COVID-19 Coronavirus: What to Expect

Closed Business Interruption Insurance Claims Coronavirus

The COVID-19 coronavirus has wreaked havoc on businesses across the United States. Many businesses expect to receive business interruption coverage with an insurance claim. Insurance companies, however, aren’t sure they are obligated to cover these claims. Nobody knows what will happen with each specific claim filed. COVID-19 business interruption coverage is going to be a […]

The Anti-Concurrent Causation Clause: Their Effects On Insurance Claims & How It Works

Concurrent Causation Tornado and Flood Damage

Many homeowners’ insurance policies have an anti-concurrent causation (ACC) clause. This single clause can play a crucial role in the insurance claims process. For some homeowners, this simple clause has been the difference between a $100,000 payout and a $0 settlement. Today, we’re explaining everything you need to know about the anti-concurrent causation clause, including […]

Business Owners Policy: Everything You Need to Know About BOPs & How They Work

Insurance Business Owners Policy Claims

A business owners policy (BOP) is a package policy for small businesses. That ‘package’ includes both commercial property and general liability insurance. Insurance companies that cater to small businesses will offer a BOP. Generally, small businesses must meet certain requirements to qualify for a BOP – like work in certain industries or be under a […]

Fire Damage Insurance Claims Tips & Advice For Dealing With A Claim

Fire and Smoke Damage Insurance Claims

House fires, commercial fire damage, and fire damaged property are all devastating. Dealing with your insurance company and the insurance adjuster through the fire insurance claim process, however, can often be just as unbearable. When trying to cope with this horrible loss and property damage, people often have difficulty thinking clearly while dealing with the […]

An Idiot’s Guide To Bad Faith Insurance Claims

Bad Faith Insurance Class Edition

Insurance companies owe a duty of good faith to policy holders – to people like you. Unfortunately, they don’t always fulfill that duty. That’s why bad faith claims exist. When you file an insurance damage claim and it turns into a bad faith insurance claim, you can actually be compensated an amount larger than the […]