Is Mold Damage Covered By Homeowners Insurance?

Mold Damage Insurance Claim

In some cases, ordinary homeowners insurance will absolutely cover mold. In other cases, mold is not covered under a typical homeowners insurance policy. Find out what you need to know about whether or not homeowners insurance will cover your mold damage problem. Home Insurance Will Only Cover Mold If It Was Caused by a “Covered […]

Understanding Water Damage Insurance Coverage And Claims

Flood Water Damage To Homes

Water damage is the second largest type of insurance claim. According to the International Standards Organization (ISO), the percentage of water damage claims is increasing. People have many questions about what a home insurance policy covers and why ‘gradual damage’ is not covered. Exceptions in an insurance policy for water related damages make the topic […]

The Best Water Damage Insurance Claims Tips

Flooding Water Damage Hurricane

Water and flooding cause more damage than any other cause of loss. Furthermore, insurance claims for water damage are the most complicated when it comes to determining if coverage applies or the amount that’s covered. Almost every insurance policy excludes certain types of water damage. There may be exclusions such as “wind-driven rain” specified in […]