Some people have too much insurance coverage. They’re over-insured. Others have too little coverage: they’re under-insured. Are you underinsured? Are you carrying too little insurance for your assets? Is your home sufficiently protected by insurance? Are you exposed to too much risk? Right here, we’re explaining everything you need to know about being underinsured, including […]
So you’re dealing with an insurance claim for home or business property damage. How long will it take to get your money? How long does it take to process a home or business property damage claim? Keep reading for important things you should know about the process of home or business property damage claims, including […]
When struggling with an insurance claim many policyholders search to find and contact a public insurance adjuster. Finding the best public adjuster near you can provide several benefits. See tips for finding and hiring a public adjuster.
Most homeowners aren’t experts at dealing with insurance companies, initiating a claim or negotiating insurance claims. Typical homeowners only ever have to make one or two major insurance claims – if any. Fortunately, there are plenty of tips, tricks, and strategies you can use to help negotiate the best settlement with your insurance claims adjuster […]
Some homeowners go their entire lives without needing to make an insurance claim. When disaster strikes, however, you need to know how to properly file an insurance claim and the processes that follow. Most home or business owners have never read their entire insurance policy, or, if they did, they don’t understand it in it’s […]
Almost everyone knows what an insurance adjuster from an insurance company is. Public insurance adjusters are quite similar in a lot of ways and perform work of adjusting insurance claims, but there is one huge difference : Public Insurance Adjusters are professional insurance specialists that work for the insured policyholder, not the insurance company.
House fires are devastating. Dealing with your insurance company and the insurance adjuster after a fire, however, can be even more painful. When trying to cope with this horrible loss and property damage, people often have difficulty thinking clearly while dealing with the complexities of insurance companies, the paperwork involved in filing insurance claims for […]
Unfair claims settlement practice is the improper avoidance, or reduction of a claim by an insurance company. There are many methods or tactics that insurance companies might use to unfairly handle the settlement of claims, and it unfortunately happens quite often. There are also laws in place to protect consumers from unfair treatment during the […]
In states like Texas and Colorado, it’s not uncommon to get hail the size of golf balls or larger, which can lead to plenty of hail-related insurance claims. These large hailstorms can create thousands of hail damage insurance claims in a single area, overwhelming your insurance company and its adjusters, making the claims process long […]
Dealing with a home insurance adjuster is a normal part of making an insurance claim after a loss. If you’ve never dealt with a claims adjuster, however, then the process can be intimidating. Is the adjuster waiting for you to make a mistake? How can you maximize the payout from your insurance company? What items […]