Insurance covers a lot of things. However, it doesn’t cover everything. From code upgrade costs to higher future insurance…

The good news? You don’t need to use your insurer’s preferred vendor or contractor. Instead, you can use third-party…

According to the Consumer Federation of America, the average American homeowner is paying 24% higher premiums for homeowners insurance…

There are certain things insurance adjusters may not want you to know – from fine-print exclusions to when to…

Designed to be fast, accurate, and flexible, Xactimate solved a big problem in the insurance space: insurers were spending…

Whether dealing with a fire, storm, theft, or water damage claim, you need to prove you actually owned the…

If your home has been damaged by a storm, fire, burst pipe, or other covered disaster, your insurer may…

A home inventory helps organize your possessions and track their value. It makes it easier to manage a future…

The appraisal clause allows either party – you or your insurer – to request an independent evaluation of an…

Condo associations (COAs) and homeowners associations (HOAs) could inadvertently lead to a denied claim. Sometimes, COAs and HOAs make…