Generally, insurance covers window leaks that are sudden and unexpected – but it doesn’t cover window leaks caused by…

A new report, however, shows building codes are failing to keep up with climate change, putting lives and homes…

Lightning strikes aren’t as rare as you may think. According to the Insurance Information Institute, in fact, lightning strikes…

Parametric insurance is a unique type of insurance where insurers payout if certain conditions are met without requiring adjusters…

What do homeowners do when they can’t obtain insurance from private companies? Private insurers aren’t obligated to do business…

Insurers regularly deny or reduce roof damage insurance claims. They might cite pre-existing damage, wear and tear, maintenance issues,…

However, homeowners insurance doesn’t automatically cover everything in and around your home. Unfortunately, many homeowners don’t learn about these…

A standard homeowners insurance policy covers water damage caused by a water heater. However, insurance will not cover the…

Typically, a property insurance claim does not include compensation for emotional distress. However, in certain situations you may be…

If your deductible is too high, you might be unable to make a claim – or unwilling to ever…