Insurance Claim Loss of Use Coverage and Additional Living Expenses For Homeowners

House Fire Claim Causes Loss of Use and ALE

If a fire destroys your home, you can claim hotel accommodations, car rentals, meals out, and other expenses that are a result of a covered claim. These expenses are claimed through home insurance under loss of use coverage and additional living expenses. Loss of use coverage and additional living expenses can make up a significant […]

Home Insurance Claims and Understanding Your Homeowners Insurance Policy

Couple Reading Home Insurance Policy For Claim

Smart homeowners know they need home insurance. However, many homeowners do not fully understand how home insurance works or what is actually covered under their home insurance policy until they are dealing with a home insurance claim – at this point many realize that they don’t have as much coverage as they thought and face […]

Can You Sue An Insurance Company Over A Property Damage Claim?

Lawyer Showing How To Sue Insurance Company

You buy property insurance to protect your property. Unfortunately, insurance companies don’t always protect policyholders and hold up their end of the deal. Has an insurance company denied your property damage claim? Is your insurer dragging its feet and taking too long? Have you been offered a much lower insurance settlement than you expected? In […]

Home Insurance: Am I Underinsured? How to Avoid Being Underinsured

Wondering If Home is Underinsured

Some people have too much insurance coverage. They’re over-insured. Others have too little coverage: they’re under-insured. Are you underinsured? Are you carrying too little insurance for your assets? Is your home sufficiently protected by insurance? Are you exposed to too much risk? Right here, we’re explaining everything you need to know about being underinsured, including […]

Business Owners Policy: Everything You Need to Know About BOPs & How They Work

Insurance Business Owners Policy Claims

A business owners policy (BOP) is a package policy for small businesses. That ‘package’ includes both commercial property and general liability insurance. Insurance companies that cater to small businesses will offer a BOP. Generally, small businesses must meet certain requirements to qualify for a BOP – like work in certain industries or be under a […]

How to File a Complaint Against an Insurance Company

Filing Complaint Against Insurance Company

If you’re unsatisfied with the service received from your insurance company, then you may want to file a complaint. Each state has strict rules governing how insurance companies operate. If you feel your insurer has broken these rules, then the insurance company may face serious consequences. There are often multiple ways to resolve issues when […]

How Insurance Claim Contractor Scams Work: Everything You Need to Know About Insurance Scams

Storm Chasing Contractor Scams

When you file an insurance claim for property damage, you expect repairs to be completed on-time at a reasonable level of quality. Unfortunately, some insurance claim contractors take advantage of unsuspecting homeowners. They take the insurance money and leave town, for example, or complete the job to a poor level of quality while still taking […]

How to Prepare for Examination Under Oath (EUO) During an Insurance Claim

Insurance Claim Examination Under Oath

Examination under oath, or EUO, is a tactic used by insurance companies to limit fraudulent activity. Every year, insurance companies across America lose billions of dollars to insurance fraud. By examining policyholders under oath, the insurance company may be able to discourage fraud. What is examination under oath? How does EUO work? How can you […]

Everything You Need to Know About Hurricane Damage Insurance Claims

Hurricane Insurance Claim

Hurricane damage insurance claims can be messy. It’s easy to get confused over what is and is not covered. Today, we’re highlighting the successful strategies you can use to manage your hurricane damage insurance claim – and maximize your claim settlement from the insurance company. Will Homeowner’s Insurance Policies Cover Hurricane Damage? Some hurricane damage […]