Insurance policies have two different definitions of value: Actual Cash Value (ACV) and Recoverable Cash Value (RCV). These two…

Most importantly, a lowball offer could also cause you to leave thousands – even tens of thousands – of…

Sometimes, your insurance company’s adjuster feels like an all-powerful force. In other cases, they seem to be powerless and…

These surprises are more than just annoyances; they can delay, reduce, or completely derail a legitimate insurance claim. Here…

General contractors rebuild your property based on a defined scope set by your insurer. Public adjusters, meanwhile, oversee a…

Historically, insurers haven’t investigated water leaks as thoroughly as fire damage claims. This could make it easier for homeowners…

Insurance covers a lot of things. However, it doesn’t cover everything. From code upgrade costs to higher future insurance…

The good news? You don’t need to use your insurer’s preferred vendor or contractor. Instead, you can use third-party…

In August 2025, the city of Phoenix experienced a devastating haboob. A wall of dust blanketed the city, plunging…

Unfortunately, many insurers only want to check for obvious damage. They might do a cursory inspection of the damaged…