The Fair Access to Insurance Requirements (FAIR) Plan officially started issuing policies in April 2025, two years after Colorado…

The Great Fire of London sparked the need for fire insurance in one of the world’s largest cities, for…

Historical records show ancient Babylonian merchants banding together around 1,750 BCE to protect goods against shipwrecks and theft. The…

Critics point to rising insurance premiums, growing rates of insurance cancellations, and increasing reliance on insurers of last resort….

The Incorporating National Support for Unprecedented Risks and Emergencies (INSURE) Act aims to address rising unaffordability in the American…

Parametric insurance is a unique type of insurance where insurers payout if certain conditions are met without requiring adjusters…

What do homeowners do when they can’t obtain insurance from private companies? Private insurers aren’t obligated to do business…

Insurance protects your biggest investment. Without insurance, you could violate the terms of your mortgage – or lose your…

A standard homeowners insurance policy covers water damage caused by a water heater. However, insurance will not cover the…

If your deductible is too high, you might be unable to make a claim – or unwilling to ever…