The Best Water Damage Insurance Claims Tips

Flooding Water Damage Hurricane

Water and flooding cause more damage than any other cause of loss. Furthermore, insurance claims for water damage are the most complicated when it comes to determining if coverage applies or the amount that’s covered. Almost every insurance policy excludes certain types of water damage. There may be exclusions such as “wind-driven rain” specified in […]

Actual Cash Value Versus Recoverable Cash Value Definitions: Everything You Need to Know

Insurance Claims Cash Value

Insurance policies have two different definitions of value: Actual Cash Value (ACV) and Recoverable Cash Value (RCV). These two definitions will play a significant role in your insurance claim. Today, we’re explaining the difference between these two definitions – and how those differences could affect you. The Difference is Whether or Not Depreciation is Covered […]

4 Things You Need to Know About Smoke Damage Insurance Claims

Smoke Damage Insurance Claim

Experiencing a fire in your home can be devastating. But even if you have fire insurance, you may have trouble filing a claim for smoke damage in your home. If you’ve been frustrated by an insurance agency that’s refusing to pay for smoke damage from a fire, then we want to help. Here are some […]

What Can We Learn From Hurricane Sandy? Bad Faith Insurance and Public Adjusters

Hurricane Sandy

Two years after Hurricane Sandy ravaged the East Coast, FEMA has agreed to re-open over 140,000 of the insurance claims filed by homeowners after the storm. This move comes after thousands of homeowners have made allegations of fraud against insurance companies who denied homeowners their full coverage amount, through means such as denying the existence […]

Covering Your Assets: A Beginner’s Guide to Homeowners Insurance

house protected by insurance

Many times, when people hear the word “insurance” they have one of two reactions: boredom or confusion. For something as ubiquitous at homeowners insurance, many people simply don’t know how it works, what it covers, or how it functions in the event of an emergency. Learning the basics of homeowners insurance is the first step […]