Actual Cash Value Versus Recoverable Cash Value Definitions: Everything You Need to Know

Insurance Claims Cash Value

Insurance policies have two different definitions of value: Actual Cash Value (ACV) and Recoverable Cash Value (RCV). These two definitions will play a significant role in your insurance claim. Today, we’re explaining the difference between these two definitions – and how those differences could affect you. The Difference is Whether or Not Depreciation is Covered […]

4 Things You Need to Know About Smoke Damage Insurance Claims

Smoke Damage Insurance Claim

Experiencing a fire in your home can be devastating. But even if you have fire insurance, you may have trouble filing a claim for smoke damage in your home. If you’ve been frustrated by an insurance agency that’s refusing to pay for smoke damage from a fire, then we want to help. Here are some […]

How to Pick the Right Public Insurance Adjuster

Choosing A Public Adjuster

Public adjusters help you maximize your insurance policy and fight back against bullying insurance agencies. They work hard to give you the money you’re legally owed according to your policy. But like in any profession, public adjusters vary widely in terms of quality. Here’s how to easily pick the perfect insurance adjuster for your unique […]

How Public Adjusters Help When Disaster Strikes

Home Flood

Public adjusters are insurance professionals who can increase the size of your settlement by up to 70%. But how do public adjusters actually help when disaster strikes? Here’s what you need to know before hiring a public adjuster. Most Homeowners Only Have a Vague Idea of What Their Home Insurance Covers Let’s be honest: you […]

What Can We Learn From Hurricane Sandy? Bad Faith Insurance and Public Adjusters

Hurricane Sandy

Two years after Hurricane Sandy ravaged the East Coast, FEMA has agreed to re-open over 140,000 of the insurance claims filed by homeowners after the storm. This move comes after thousands of homeowners have made allegations of fraud against insurance companies who denied homeowners their full coverage amount, through means such as denying the existence […]

Covering Your Assets: A Beginner’s Guide to Homeowners Insurance

house protected by insurance

Many times, when people hear the word “insurance” they have one of two reactions: boredom or confusion. For something as ubiquitous at homeowners insurance, many people simply don’t know how it works, what it covers, or how it functions in the event of an emergency. Learning the basics of homeowners insurance is the first step […]