Some people hire an attorney when dealing with a problematic insurance claim. Others choose to hire a loss adjuster, also often referred to as a claims adjuster or public adjuster. Which option is right for you? What are the advantages and disadvantages of hiring a public loss adjuster or an attorney? Today, we’re explaining everything […]
A house fire is a devastating experience. When trying to cope with this horrible loss and property damage, people often have difficulty thinking clearly while dealing with the complexities of insurance companies, the paperwork involved in filing insurance claims for fire and smoke damage, and handling the fire damage restoration process. Getting adequate compensation for […]
Water and flooding cause more damage than any other cause of loss on insurance claims. Furthermore, insurance claims for water damage are the most complicated when it comes to determining if coverage applies or the amount that’s covered. Almost every insurance policy excludes certain types of water damage. There may be exclusions such as “wind-driven […]
Insurance policies have two different definitions of value: Actual Cash Value (ACV) and Recoverable Cash Value (RCV). These two definitions will play a significant role in your insurance claim. Today, we’re explaining the difference between these two definitions – and how those differences could affect you. The Difference is Whether or Not Depreciation is Covered […]
Water damage insurance claims can be costly and headache-inducing. Your insurance agency’s goal is to settle your claim while giving you the least amount of money possible. When it comes to water damage, they can be particularly nasty. Here are 5 things you need to know about maximizing your water damage insurance claims. For even […]
Experiencing a fire in your home can be devastating. But even if you have fire insurance, you may have trouble filing a claim for smoke damage in your home. If you’ve been frustrated by an insurance agency that’s refusing to pay for smoke damage from a fire, then we want to help. Here are some […]
In March, 2016, Texas experienced one of the worst hail storms in its recorded history. Counties across the region reported $500 million in damages, including serious damage to 50,000 cars and 25,000 homes in Plano and Collin County alone. One insurance adjuster expert interviewed by ABC affiliate WFAA claims that total damage from hail storms […]
Most homeowners would assume that when they purchase insurance for their home, they know exactly what kind of coverage they have and what they can expect to receive in the event of an emergency or a disaster. Unfortunately, many of them are wrong. In the past twenty years, insurance companies have resorted to increasingly insidious […]
Two years after Hurricane Sandy ravaged the East Coast, FEMA has agreed to re-open over 140,000 of the insurance claims filed by homeowners after the storm. This move comes after thousands of homeowners have made allegations of fraud against insurance companies who denied homeowners their full coverage amount, through means such as denying the existence […]
Many times, when people hear the word “insurance” they have one of two reactions: boredom or confusion. For something as ubiquitous at homeowners insurance, many people simply don’t know how it works, what it covers, or how it functions in the event of an emergency. Learning the basics of homeowners insurance is the first step […]
