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Is Mold Damage Covered By Homeowners Insurance?

Mold Damage Insurance Claim

In some cases, ordinary homeowners insurance will absolutely cover mold. In other cases, mold is not covered under a typical homeowners insurance policy. Find out what you need to know about whether or not homeowners insurance will cover your mold damage problem. Home Insurance Will Only Cover Mold If It Was Caused by a “Covered […]

So, What Are Public Insurance Adjusters?

What Is A Public Adjuster?

Almost everyone knows what an insurance adjuster from an insurance company is. Public insurance adjusters are quite similar in a lot of ways and perform work of adjusting insurance claims, but there is one huge difference : Public Insurance Adjusters are professional insurance specialists that work for the insured policyholder, not the insurance company.

How Does Filing A Homeowners Insurance Claim Affect Insurance Policy Rates?

Filing An Insurance Claim Form

If your home has suffered from a fire, theft, hail, flood, wind, or storm damage, then it may be in your best interest to file an insurance claim. However, you may also be worried about how it’s going to affect your insurance policy going forward. How does filing a claim affect your insurance policy? Today, […]

Insurance Company Unfair Claims Settlement Practices

Unfair Insurance Claim Settlement

Unfair claims settlement practice is the improper avoidance, or reduction of a claim by an insurance company. There are many methods or tactics that insurance companies might use to unfairly handle the settlement of claims, and it unfortunately happens quite often. There are also laws in place to protect consumers from unfair treatment during the […]

Important Things You Need to Know About Roof Hail Damage Insurance Claims

In states like Texas and Colorado, it’s not uncommon to get hail the size of golf balls or larger, which can lead to plenty of hail-related insurance claims. These large hailstorms can create thousands of hail damage insurance claims in a single area, overwhelming your insurance company and its adjusters, making the claims process long […]

How to Deal with a Home Insurance Adjuster from the Insurance Company

Homeowner Negotiating With Insurance Claims Adjuster

Dealing with a home insurance adjuster is a normal part of making an insurance claim after a loss. If you’ve never dealt with a claims adjuster, however, then the process can be intimidating. Is the adjuster waiting for you to make a mistake? How can you maximize the payout from your insurance company? What items […]

When Should You Call Your Insurance Company To Make An Insurance Claim?

When Should You Call Insurance Company For A Claim

So you’ve experienced a problem that may warrant an insurance claim. When should you tell your insurance company? Should you tell your insurance company? Today, we’re answering all your questions about when to call your insurance company to file an insurance claim after experiencing a loss for a home, business, commercial property or personal property. […]

Homeowners Insurance Claim – Can I Do the Work Myself and Pocket the Difference?

DIY Home Repairs for Claims

If you recently received a payout from your homeowner’s insurance company, then you may be wondering if you need to use a third party repair company. Are you allowed to complete home repairs yourself? Can you charge the insurance company for your own labor? Are you allowed to pocket extra money left over from your […]

What is Recoverable Depreciation on an Insurance Claim?

Understanding Your Insurance Policy Contract

Recoverable depreciation is an important concept in the insurance industry. If you’re in the process of making an insurance claim, then it’s important you understand how recoverable depreciation works. You may already know about depreciation. Depreciation is the method of allocating the cost of an asset over the course of its useful lifetime. When you […]

Secrets Revealed: Things Your Insurance Company Doesn’t Want You to Know

Insurance Company Secrets Revealed

The average insurance policyholder has limited experience dealing with insurance companies. Most policyholders, for example, have never had to make a major claim. Insurance companies often take advantage of this fact. They do things that don’t catch the attention of a naïve policyholder. Today, we’re revealing some of the biggest secrets your insurance company doesn’t […]