Standard Homeowners Insurance Provides Limited Coverage for Home-Based Businesses If you have a home-based business, then you may need…

What is Ordinary Payroll? Ordinary payroll is an endorsement, or add-on coverage, available on many business interruption insurance policies….

Insurers aren’t on your side. They don’t particularly want to pay for your claim. They may just want to…

Explosions are a covered peril on most homeowners insurance policies. If you experience a gas leak, propane grill explosion,…

Estimated maximum loss (EML) refers to the highest potential loss possible from a single event. Probable/possible maximum loss (PML),…

They can speed up claims, significantly increase claim settlements, and keep insurers honest. We’ve discussed myths about homeowners insurance…

Once a storm has a name – like Hurricane Milton or Hurricane Helene, it can significantly change future insurance…

Insurance companies, unfortunately, often take advantage of inexperience when processing claims. They may offer a lower-than-expected settlement, for example,…

Public adjusters increase insurance claim compensation using proven strategies – from organizing documentation to presenting evidence in the best…

Yes, insurers can and will sue policyholders regularly. In an insurance claim dispute, insurers could sue a policyholder if…