Inside the home, water damage can come from things like bursting pipes. Burst pipe insurance claims are one of…

Most Property Insurance Policies Contain Coinsurance Clauses First, having a coinsurance clause on your home insurance policy is not…

In order to create a contract of adhesion for home insurance, for example, the insurer provides the homeowner with…

Insurance policies have two different definitions of value: Actual Cash Value (ACV) and Recoverable Cash Value (RCV). These two…

Your home is your most important investment. You have home insurance to protect that investment. But do you really…

“Wind-driven rain” is one of those terms you’ve probably never thought about until you buy home insurance. In fact,…

Some of these are hidden deep in underwriting guidelines. Others are buried in policy language most people never read….

Statistics say installing a pool increases the risk of a serious injury on your property, for example, leading to…

A lengthy closure could turn customers away for life, while a speedy recovery could restore lost revenue ASAP. Whether…

A complex insurance claim can leave you feeling frustrated and overwhelmed. Fortunately, public adjusters can help with complex claims,…