Most Property Insurance Policies Contain Coinsurance Clauses First, having a coinsurance clause on your home insurance policy is not…

In order to create a contract of adhesion for home insurance, for example, the insurer provides the homeowner with…

Insurance policies have two different definitions of value: Actual Cash Value (ACV) and Recoverable Cash Value (RCV). These two…

Your home is your most important investment. You have home insurance to protect that investment. But do you really…

“Wind-driven rain” is one of those terms you’ve probably never thought about until you buy home insurance. In fact,…

A complex insurance claim can leave you feeling frustrated and overwhelmed. Fortunately, public adjusters can help with complex claims,…

Can you go without homeowners insurance? What happens if you don’t have homeowners insurance? Let’s find out. As Prices…

However, most homeowners insurance policies do not cover flood damage. If a typhoon causes your home to flood, then…

Most importantly, a lowball offer could also cause you to leave thousands – even tens of thousands – of…

Sometimes, your insurance company’s adjuster feels like an all-powerful force. In other cases, they seem to be powerless and…