Inside the home, water damage can come from things like bursting pipes. Burst pipe insurance claims are one of…

Most Property Insurance Policies Contain Coinsurance Clauses First, having a coinsurance clause on your home insurance policy is not…

In order to create a contract of adhesion for home insurance, for example, the insurer provides the homeowner with…

Insurance policies have two different definitions of value: Actual Cash Value (ACV) and Recoverable Cash Value (RCV). These two…

Your home is your most important investment. You have home insurance to protect that investment. But do you really…

“Wind-driven rain” is one of those terms you’ve probably never thought about until you buy home insurance. In fact,…

A blizzard or cold snap could lead to a burst pipe, collapsed roof, or even, confusingly, a house fire….

Winter house fires are more common than many homeowners realize. And, even if insurance covers the cost of repairing…

We’re here to help. Keep reading for our best burst pipe insurance claim tips. 6 Signs You Have a…

Some of these are hidden deep in underwriting guidelines. Others are buried in policy language most people never read….