What is Ordinary Payroll? Ordinary payroll is an endorsement, or add-on coverage, available on many business interruption insurance policies….

Explosions are a covered peril on most homeowners insurance policies. If you experience a gas leak, propane grill explosion,…

Estimated maximum loss (EML) refers to the highest potential loss possible from a single event. Probable/possible maximum loss (PML),…

They can speed up claims, significantly increase claim settlements, and keep insurers honest. We’ve discussed myths about homeowners insurance…

Once a storm has a name – like Hurricane Milton or Hurricane Helene, it can significantly change future insurance…

Insurance companies, unfortunately, often take advantage of inexperience when processing claims. They may offer a lower-than-expected settlement, for example,…

Public adjusters increase insurance claim compensation using proven strategies – from organizing documentation to presenting evidence in the best…

Yes, insurers can and will sue policyholders regularly. In an insurance claim dispute, insurers could sue a policyholder if…

In most of the United States, insurance policies don’t cover sinkholes, landslides, or other issues linked to collapsed ground….

The insurance company’s adjuster assesses the property after the initial loss, authorizes initial funds and restoration work, and works…