Generally, insurance covers window leaks that are sudden and unexpected – but it doesn’t cover window leaks caused by…

Parametric insurance is a unique type of insurance where insurers payout if certain conditions are met without requiring adjusters…

What do homeowners do when they can’t obtain insurance from private companies? Private insurers aren’t obligated to do business…

Insurers regularly deny or reduce roof damage insurance claims. They might cite pre-existing damage, wear and tear, maintenance issues,…

However, homeowners insurance doesn’t automatically cover everything in and around your home. Unfortunately, many homeowners don’t learn about these…

Insurance protects your biggest investment. Without insurance, you could violate the terms of your mortgage – or lose your…

A standard homeowners insurance policy will not typically cover termite damage repair. Instead, most homeowners need to pay for…

Typically, a property insurance claim does not include compensation for emotional distress. However, in certain situations you may be…

Insurers can deny claims for many reasons. Sometimes, there are legitimate reasons for claim denial. In other cases, the…

“Zone X” refers to an area with a moderate to low risk of flooding. Depending on your location, aversion…