As reported by Insurance Business, commercial insurance premiums have risen 4% to 7% per year in recent years. A…

Some insurers offer discounted premiums after you install a stronger roof, for example. Other insurers are even offering government-funded…

North Carolina was one of the first states with a FORTIFIED Roof incentive program. Launched in 2019 by the…

Whether dealing with a fire, storm, theft, or water damage claim, you need to prove you actually owned the…

If your home has been damaged by a storm, fire, burst pipe, or other covered disaster, your insurer may…

Generally, FAIR Plans provide higher-cost, basic insurance coverage to homeowners and business owners with no other option. If you’ve…

A home inventory helps organize your possessions and track their value. It makes it easier to manage a future…

Some claims are straightforward and inexpensive, for example, limiting the value a public adjuster would bring. Other claims, however,…

The appraisal clause allows either party – you or your insurer – to request an independent evaluation of an…

The Fair Access to Insurance Requirements (FAIR) Plan officially started issuing policies in April 2025, two years after Colorado…