Homeowners Insurance Claim – Can I Do the Work Myself and Pocket the Difference?

DIY Home Repairs for Claims

If you recently received a payout from your homeowner’s insurance company, then you may be wondering if you need to use a third party repair company. Are you allowed to complete home repairs yourself? Can you charge the insurance company for your own labor? Are you allowed to pocket extra money left over from your […]

What is Recoverable Depreciation on an Insurance Claim?

Understanding Your Insurance Policy Contract

Recoverable depreciation is an important concept in the insurance industry. If you’re in the process of making an insurance claim, then it’s important you understand how recoverable depreciation works. You may already know about depreciation. Depreciation is the method of allocating the cost of an asset over the course of its useful lifetime. When you […]

Secrets Revealed: Things Your Insurance Company Doesn’t Want You to Know

Insurance Company Secrets Revealed

The average insurance policyholder has limited experience dealing with insurance companies. Most policyholders, for example, have never had to make a major claim. Insurance companies often take advantage of this fact. They do things that don’t catch the attention of a naïve policyholder. Today, we’re revealing some of the biggest secrets your insurance company doesn’t […]

Public Adjusters Vs Independent Adjusters: What’s the Difference?

Public Adjuster & Independent Adjuster

There are public adjusters and there are independent adjusters. What’s the difference between the two professionals? Is there a difference between a public adjuster and an independent adjuster? Today, we’re explaining everything you need to know about the difference between the two. Independent Adjusters Work for the Insurance Company Many people think independent adjusters and […]

The Guide To Smoke And Fire Damage Insurance Claims

Fire and Smoke Damage Insurance Claims

A house fire is a devastating experience. When trying to cope with this horrible loss and property damage, people often have difficulty thinking clearly and dealing with the complexities of insurance companies along with the paperwork involved with filing insurance claims. Getting adequate compensation for your damaged property after a fire isn’t always straightforward. That […]

5 Surprising Things You Need to Know About Wind Damage Insurance Claims

Wind Damage

Wind damage insurance claims can be tricky. Some insurance policies go into tiny detail about the type of wind damage that’s covered. Today, we’re helping you understand your insurance policy by explaining 5 important things you need to know. 5) Most Insurance Policies Cover Wind Damage The average homeowner’s insurance policy will cover wind damage […]

Everything You Need to Know About Wind-Driven Rain and Home Insurance

Wind Driven Rain

“Wind-driven rain” is one of those terms you’ve probably never thought about until you buy home insurance. In fact, many people have never even heard of the term “wind driven rain” until they realize their home insurance policy doesn’t cover it. By then, it may be too late. Today, we’re going to explain everything you […]

4 Things You Need to Know About Smoke Damage Insurance Claims

Smoke Damage Insurance Claim

Experiencing a fire in your home can be devastating. But even if you have fire insurance, you may have trouble filing a claim for smoke damage in your home. If you’ve been frustrated by an insurance agency that’s refusing to pay for smoke damage from a fire, then we want to help. Here are some […]