Dealing with a home insurance adjuster is a normal part of making an insurance claim after a loss. If you’ve never dealt with a claims adjuster, however, then the process can be intimidating. Is the adjuster waiting for you to make a mistake? How can you maximize the payout from your insurance company? What items […]
So you’ve experienced a problem that may warrant an insurance claim. When should you tell your insurance company? Should you tell your insurance company? Today, we’re answering all your questions about when to call your insurance company to file an insurance claim after experiencing a loss for a home, business, commercial property or personal property. […]
If you recently received a payout from your homeowner’s insurance company, then you may be wondering if you need to use a third party repair company. Are you allowed to complete home repairs yourself? Can you charge the insurance company for your own labor? Are you allowed to pocket extra money left over from your […]
Recoverable depreciation is an important concept in the insurance industry. If you’re in the process of making an insurance claim, then it’s important you understand how recoverable depreciation works. You may already know about depreciation. Depreciation is the method of allocating the cost of an asset over the course of its useful lifetime. When you […]
Overhead and profit, or O&P, is an insurance term typically seen in property insurance claim cases. But what is overhead and profit? How does it relate to your claim? Today, we’re explaining everything you need to know about overhead and profit as it pertains to your property insurance claim. What is Overhead and Profit? If […]
When you need help with an insurance claim for your home, property, or business in Texas, ClaimsMate is here to help. Find the best licensed public insurance adjusters in Texas. A Texas Public adjuster is a professional who will work with you and your insurance company until a claim is complete. They are not affiliated […]
There are points in our lives when we start learning about new topics that we were never taught in school. Insurance is one of those things. Many people have a wealth of questions on this topic – we’re going to help guide you through much of the basics. Today, we’re going to go into more […]
Water damage is the second largest type of insurance claim. According to the International Standards Organization (ISO), the percentage of water damage claims is increasing. People have many questions about what a home insurance policy covers and why ‘gradual damage’ is not covered. Exceptions in an insurance policy for water related damages make the topic […]
The elements can be unpredictable. Wild winds and harsh hail can spring upon you at nearly any point in time, and protecting your most valuable assets can make a huge difference for your family and livelihood. However, insurance claims for property damages can be quite complicated and confusing. It can be tough to figure out, […]
A house fire is a devastating experience. When trying to cope with this horrible loss and property damage, people often have difficulty thinking clearly while dealing with the complexities of insurance companies, the paperwork involved in filing insurance claims for fire and smoke damage, and handling the fire damage restoration process. Getting adequate compensation for […]
