When trying to cope with the horrible loss and property damage from a fire, people often have difficulty thinking…

We’ve provided details below to help better understand unfair claims settlement practices, what to look for, what to avoid,…

Over the last few years, we’ve seen a number of regions go through major disasters. After these disasters, all…

What is Bad Faith Insurance? When you pay for an insurance policy, you’re doing it because you want to…

Inside the home, water damage can come from things like bursting pipes. Burst pipe insurance claims are one of…

Insurance policies have two different definitions of value: Actual Cash Value (ACV) and Recoverable Cash Value (RCV). These two…

Standard Homeowners Insurance Provides Limited Coverage for Home-Based Businesses If you have a home-based business, then you may need…

What is Ordinary Payroll? Ordinary payroll is an endorsement, or add-on coverage, available on many business interruption insurance policies….

Insurers aren’t on your side. They don’t particularly want to pay for your claim. They may just want to…

Explosions are a covered peril on most homeowners insurance policies. If you experience a gas leak, propane grill explosion,…