Most Property Insurance Policies Contain Coinsurance Clauses First, having a coinsurance clause on your home insurance policy is not…

In order to create a contract of adhesion for home insurance, for example, the insurer provides the homeowner with…

Insurance policies have two different definitions of value: Actual Cash Value (ACV) and Recoverable Cash Value (RCV). These two…

Your home is your most important investment. You have home insurance to protect that investment. But do you really…

“Wind-driven rain” is one of those terms you’ve probably never thought about until you buy home insurance. In fact,…

Whatever the reason, we want to help. Here are our best tips for getting a fair payout for your…

Unfortunately, commercial policies don’t automatically cover everything. In many cases, your business needs to buy additional coverage or insurance…

Today, we’re explaining the most important things you should know about insurance claims and flash flooding. No, a Standard…

A standard homeowners insurance policy does not cover sinkhole damage. Most policies exclude damage caused by earth movements –…

Buying NFIP flood insurance could be the difference between losing your home in a flood or receiving adequate compensation…