Texas insurance companies scored a huge win earlier this year by lobbying the Texas Congressional and Senate members to…

What is Bad Faith Insurance? When you pay for an insurance policy, you’re doing it because you want to…

Inside the home, water damage can come from things like bursting pipes. Burst pipe insurance claims are one of…

Most Property Insurance Policies Contain Coinsurance Clauses First, having a coinsurance clause on your home insurance policy is not…

In order to create a contract of adhesion for home insurance, for example, the insurer provides the homeowner with…

Insurance policies have two different definitions of value: Actual Cash Value (ACV) and Recoverable Cash Value (RCV). These two…

Your home is your most important investment. You have home insurance to protect that investment. But do you really…

“Wind-driven rain” is one of those terms you’ve probably never thought about until you buy home insurance. In fact,…

Commercial roofs develop issues over time. Depending on the state of your roof, you could receive significantly less compensation…

Insurers, however, don’t want to pay the maximum amount for every liability claim. That’s why all commercial general liability…