Inside the home, water damage can come from things like bursting pipes. Burst pipe insurance claims are one of…

Most Property Insurance Policies Contain Coinsurance Clauses First, having a coinsurance clause on your home insurance policy is not…

In order to create a contract of adhesion for home insurance, for example, the insurer provides the homeowner with…

Insurance policies have two different definitions of value: Actual Cash Value (ACV) and Recoverable Cash Value (RCV). These two…

1) Know When It’s the Right Time to Hire a Public Adjuster Public adjusters help you maximize your insurance…

“Wind-driven rain” is one of those terms you’ve probably never thought about until you buy home insurance. In fact,…

Two years after Hurricane Sandy ravaged the East Coast, FEMA has agreed to re-open over 140,000 of the insurance…

What do homeowners do when they can’t obtain insurance from private companies? Private insurers aren’t obligated to do business…

FEMA’s 50% rule limits improvements to a structure to 50% of its market value unless the structure is improved…

Insurers regularly deny or reduce roof damage insurance claims. They might cite pre-existing damage, wear and tear, maintenance issues,…