Inside the home, water damage can come from things like bursting pipes. Burst pipe insurance claims are one of…

1) Know When It’s the Right Time to Hire a Public Adjuster Public adjusters help you maximize your insurance…

“Wind-driven rain” is one of those terms you’ve probably never thought about until you buy home insurance. In fact,…

Standard Homeowners Insurance Provides Limited Coverage for Home-Based Businesses If you have a home-based business, then you may need…

What is Ordinary Payroll? Ordinary payroll is an endorsement, or add-on coverage, available on many business interruption insurance policies….

Insurers aren’t on your side. They don’t particularly want to pay for your claim. They may just want to…

Explosions are a covered peril on most homeowners insurance policies. If you experience a gas leak, propane grill explosion,…

Estimated maximum loss (EML) refers to the highest potential loss possible from a single event. Probable/possible maximum loss (PML),…

They can speed up claims, significantly increase claim settlements, and keep insurers honest. We’ve discussed myths about homeowners insurance…

Once a storm has a name – like Hurricane Milton or Hurricane Helene, it can significantly change future insurance…