The appraisal clause allows either party – you or your insurer – to request an independent evaluation of an…

Condo associations (COAs) and homeowners associations (HOAs) could inadvertently lead to a denied claim. Sometimes, COAs and HOAs make…

Some insurers may blame you for the fallen tree. Why did you leave a tree so close to your…

The Internal Revenue Service recently released best practices for document management – including specific steps you can take to…

Generally, insurance covers window leaks that are sudden and unexpected – but it doesn’t cover window leaks caused by…

A new report, however, shows building codes are failing to keep up with climate change, putting lives and homes…

Lightning strikes aren’t as rare as you may think. According to the Insurance Information Institute, in fact, lightning strikes…

Parametric insurance is a unique type of insurance where insurers payout if certain conditions are met without requiring adjusters…

What do homeowners do when they can’t obtain insurance from private companies? Private insurers aren’t obligated to do business…

Insurers regularly deny or reduce roof damage insurance claims. They might cite pre-existing damage, wear and tear, maintenance issues,…