Whether dealing with a fire, storm, theft, or water damage claim, you need to prove you actually owned the…

If your home has been damaged by a storm, fire, burst pipe, or other covered disaster, your insurer may…

Generally, FAIR Plans provide higher-cost, basic insurance coverage to homeowners and business owners with no other option. If you’ve…

A home inventory helps organize your possessions and track their value. It makes it easier to manage a future…

Some claims are straightforward and inexpensive, for example, limiting the value a public adjuster would bring. Other claims, however,…

The appraisal clause allows either party – you or your insurer – to request an independent evaluation of an…

The Fair Access to Insurance Requirements (FAIR) Plan officially started issuing policies in April 2025, two years after Colorado…

Condo associations (COAs) and homeowners associations (HOAs) could inadvertently lead to a denied claim. Sometimes, COAs and HOAs make…

It’s not a scam: it’s called property condemnation. The government uses property condemnation to seize private property via eminent…

The Great Fire of London sparked the need for fire insurance in one of the world’s largest cities, for…