Public Adjusters In Oklahoma For Property Damage Claim Adjusting Help

Our Oklahoma public adjusters have overturned denied tornado claims, increased payout for water damage claims, solved tricky business interruption disputes, and expertly handled other residential and commercial claim disputes.

Why Oklahomans Choose ClaimsMate

Oklahoma sits in the heart of Tornado Alley. Oklahoma also has an above-average number of insurance claims linked to hail, wind-driven rain, microbursts, straight-line winds, winter freezes, and wildfires. All of these incidents can lead to complicated claims.

This higher risk leads Oklahomans to pay some of the highest homeowners insurance premiums in the United States. The average Oklahoman pays around $4,600 per year for homeowners insurance – $2,200 higher than the national average.

When you pay hundreds of dollars per month for homeowners insurance, you expect your insurer to be there when you need it. Unfortunately, that’s not always the case.

ClaimsMate levels the playing field by:

• Documenting the full scope of damage (including hidden and secondary issues)
• Interpreting policy language and identifying applicable coverages and limits
• Preparing and presenting a strong claim file
• Negotiating directly with the insurer to maximize settlement

Plus, ClaimsMate works on contingency, so you pay no upfront fees. ClaimsMate’s adjusters are only compensated after you accept the final settlement from your insurer.

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Covering All of Oklahoma: From the Panhandle to Green Country

Wherever you’re based in Oklahoma, we’ve got you covered. ClaimsMate’s public adjusters are available throughout the state. All public adjusters are licensed in Oklahoma, which means they can address policyholder concerns wherever they’re needed – from Oklahoma City to Boise City.

ClaimsMate provides public adjusting services to homeowners and business owners across Oklahoma, including those in Oklahoma City, Tulsa, Norman, Broken Arrow, Edmond, Lawton, Moore, Midwest City, Stillwater, Enid, Owasso, Bartlesville, Yukon, Muskogee, Shawnee, and all surrounding communities, rural properties, and small towns in between. From city centers and suburban neighborhoods to remote farms, warehouses, churches, schools, and stores, we’re here to help.

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Types of Claims We Handle

ClaimsMate’s licensed public adjusters have firsthand expertise with all types of residential and commercial claims across Oklahoma.

From tricky business interruption claim denials to smoke and soot cleanup after a house fire, our public adjusters have seen it all – and we’ve repeatedly helped ordinary policyholders fight back.

Some of the types of claims we handle include:

Residential Claims

• Hail and wind roof damage
• Tornado and storm losses
• Burst pipes and water damage
• Fire, smoke, and soot cleanup and rebuild
• Theft and vandalism
• Additional living expense (ALE) coverage

Commercial Claims

• Hail and wind-impacted commercial roofs (TPO, EPDM, metal)
• Interior build-back, code upgrades, and specialty finishes
• Business interruption and extra expense coverage
• Contents and equipment losses
• Multi-building and complex claims

Our Process

Your journey to a better insurance claim starts with a free consultation. Then, we apply our insurance industry expertise to your claim to resolve the dispute with your best interests in mind.

Here’s how our process works for your Oklahoma insurance claim:

1. Free Consultation & Policy Review: We discuss your loss, timeline, and pain points. Then, we review your policy to identify coverages, exclusions, deductibles (including percentage-based wind/hail deductibles), and endorsements.
2. Thorough Inspection & Scope: Your adjuster completes a detailed inspection, covering the roof, exterior, interior, mechanicals, and finishes to ensure nothing is missed from your claim. The adjuster captures photos, measurements, and evidence of storm-related damage and resulting issues.
3. Estimate & Evidence File: We build a line-item estimate aligned with local pricing, code requirements, and manufacturer specifications. If necessary, we coordinate specialists (like engineers and contractors) to justify these estimates.
4. Claim Strategy & Negotiation: We present your claim to the insurer. We address pushback from your insurer – like claims of “wear and tear” or “maintenance” issues. Then, we negotiate firmly to achieve a fair settlement.
5. Settlement & Support: We review the offer with you, explain your options, and help you plan the next steps – whether those next steps involve contractor selection, appraisal, or further dispute resolution avenues.

Why Hire a Public Adjuster?

Oklahoma homeowners and business owners hire public adjusters in a range of situations.

Some hire public adjusters after a denied claim or lowball offer, for example. Others hire a public adjuster at the outset of a claim to ease stress.

Some of the reasons to hire a public adjuster include:

• The first offer seems low and won’t cover full repairs
• The claim is stalled by repeated requests or slow responses
• The insurer cites pre-existing conditions or wear and tear
• The loss is large or complex (like with tornado, widespread hail, or major fire/water claims)
• You want to save time and stress by working with a professional
• The insurer has denied some or all of your claim

Overall, ClaimsMate’s Oklahoma public adjusters ensure your interests are represented. They prevent greedy insurance companies from taking advantage of you.

Contact an Oklahoma Public Adjuster

Remember: the average homeowner only handles one or two major insurance claims in their life. Insurers often take advantage of your inexperience to lowball, deny claims, and reduce coverage. With ClaimsMate, you fight back and get the payout you deserve.

Schedule a No-Cost Consultation Today

ClaimsMate Oklahoma has local, licensed public adjusters available today to provide a no-cost consultation.

The Oklahoma Insurance Department requires all insurance adjusters working within the state of Oklahoma to have a license. Because of this licensing process, you can rest assured you’re working with qualified public adjusters. When you hire a ClaimsMate public adjuster in Oklahoma, you’re getting the best possible public adjuster for your unique needs.

The sooner you take action, the sooner you can resolve your insurance issue.

ClaimsMate has:

• No upfront fees and no obligation consultations
• Clear communication at every step
• Proven local experience helping Oklahoma homeowners and business owners
• A focus on maximizing covered recovery and reducing stress

Get help today. If your insurer is delaying, denying, or underpaying, put a licensed public adjuster on your side. ClaimsMate serves homeowners and business owners across Oklahoma City, Tulsa, Norman, Broken Arrow, Edmond, Lawton, Moore, Midwest City, Stillwater, Enid, Owasso, Bartlesville, Yukon, Muskogee, Shawnee, and statewide.

Schedule a Free Consultation

Schedule a free consultation today. Discover how a ClaimsMate public adjuster in Oklahoma can help you secure the settlement you deserve – and get life back to normal.