Each state has different rules for public adjuster licensing and fees. The insurance industry is regulated at the state level, and each state government has its own insurance department. That means states are entirely in charge of how public adjusters are governed, how public adjusters operate, and whether or not public adjusters need to get licensed.
Some states have strict rules governing how public adjusters operate. They have fee caps that prevent public adjusters from overcharging, for example. Other states have surprisingly lax requirements. Some states do not allow public insurance adjusters at all. Using the information below, you can verify a license and ensure the public adjuster you hire is operating lawfully.
At ClaimsMate, we bring transparency to the world of public adjusters. Keep reading to discover everything you need to know about public adjuster licensing, fees, and information in each state.
If you have further questions or need help finding an experienced public adjuster in your area, send us a message. We’re happy to help.
Find Public Adjuster Information in Your State
Choose your state from the dropdown menu to find licensing, fee requirements, state regulatory agencies, and other information about public adjusters and insurance claims in your state.
Additional helpful information:
- Understanding Public Adjusters & How They Operate
- More About Public Adjuster Fees & What They Charge
- Frequent Questions About Insurance Claims & Public Adjusters
Alabama Public Adjusters
Licensing: Alabama does not license or recognize public adjusters. Those operating as a public adjuster in the state must be attorneys.
State Department of Insurance Website: www.aldoi.gov
Licensed Public Adjuster Lookup: N/A
Alaska Public Adjusters
Licensing: Alaska does not license public adjusters. Operating as a public adjuster may constitute the practice of law.
State Department of Insurance Website: www.commerce.alaska.gov/web/ins
Licensed Public Adjuster Lookup: N/A
Arizona Public Adjusters
Licensing: Adjuster License Required.
State Department of Insurance Website: insurance.az.gov
Licensed Public Adjuster Lookup: sbs.naic.org/solar-external-lookup: Select Arizona as Jurisdiction. Select Adjuster as License Type.
Arkansas Public Adjusters
Licensing: Public adjusters are prohibited from adjusting claims in Arkansa.
State Department of Insurance Website: insurance.arkansas.gov
Licensed Public Adjuster Lookup: N/A
California Public Adjusters
Licensing: Public Adjuster License Required.
State Department of Insurance Website: www.insurance.ca.gov
Licensed Public Adjuster Lookup: www.insurance.ca.gov/license-status
Colorado Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: www.colorado.gov/pacific/dora/node/90616
Licensed Public Adjuster Lookup: www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y
Connecticut Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: www.ct.gov/cid/site/default.asp
Licensed Public Adjuster Lookup: www.cidverifylicense.ct.gov/CLIC/VerifyLicense.aspx
Delaware Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: insurance.delaware.gov
Licensed Public Adjuster Lookup: insurance.delaware.gov/services/licenseelookup/
District of Columbia Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: disb.dc.gov
Licensed Public Adjuster Lookup: sbs.naic.org/solar-external-lookup: Select District of Columbia as Jurisdiction. Select Public Insurance Adjuster as License Type.
Florida Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: www.myfloridacfo.com
Licensed Public Adjuster Lookup: licenseesearch.fldfs.com
Georgia Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: www.oci.ga.gov/home.aspx
Licensed Public Adjuster Lookup: www.oci.ga.gov/Agents/AgentStatus.aspx
Hawaii Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: cca.hawaii.gov/ins
Licensed Public Adjuster Lookup: insurance.ehawaii.gov/hils
Idaho Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: www.doi.idaho.gov
Licensed Public Adjuster Lookup: www.doi.idaho.gov/licensing/search
Illinois Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: insurance.illinois.gov
Licensed Public Adjuster Lookup: sbs.naic.org/solar-external-lookup: Select Illinois as Jurisdiction. Select Public Adjuster as License Type.
Indiana Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: www.in.gov/idoi
Licensed Public Adjuster Lookup: www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y
Iowa Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: iid.iowa.gov
Licensed Public Adjuster Lookup: sbs-ia.naic.org/Lion-Web/jsp/sbsreports/AgentLookup.jsp
Kansas Public AdjustersLicensing: Public Adjuster License Required. Public Adjusters May Only be Involved in Claims for Commercial Lines.
State Department of Insurance Website: www.ksinsurance.org
Licensed Public Adjuster Lookup: towerii.ksinsurance.org/agent/publicadjusterindex.jsp
Kentucky Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: insurance.ky.gov
Licensed Public Adjuster Lookup: insurance.ky.gov/agent/Default.aspx
Louisiana Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: www.ldi.la.gov
Licensed Public Adjuster Lookup: www.ldi.la.gov/onlineservices/ProducerAdjusterSearch
Maine Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: www.maine.gov/pfr/insurance
Licensed Public Adjuster Lookup: www.pfr.maine.gov/almsonline/almsquery/welcome.aspx
Maryland Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: insurance.maryland.gov/Pages/default.aspx
Licensed Public Adjuster Lookup: sbs.naic.org/solar-external-lookup: Select Maryland as Jurisdiction. Select Public Adjuster as License Type.
Massachusetts Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: www.mass.gov/service-details/about-the-division-of-insurance
Licensed Public Adjuster Lookup: www.mass.gov/lists/massachusetts-licensed-individuals-and-business-entities#public-insurance-adjusters-
Michigan Public AdjustersLicensing: Adjuster License Required.
State Department of Insurance Website: www.michigan.gov/difs
Licensed Public Adjuster Lookup: difs.state.mi.us/locators?searchtype=Insurance
Minnesota Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: mn.gov/commerce
Licensed Public Adjuster Lookup: www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y: Select Minnesota as Jurisdiction. Select Public Adjuster as License Type.
Mississippi Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: www.mid.ms.gov
Licensed Public Adjuster Lookup: www.mid.ms.gov/licensing-search/licensing-search.aspx
Missouri Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: insurance.mo.gov
Licensed Public Adjuster Lookup: sbs-mo.naic.org/Lion-Web/jsp/sbsreports/AgentLookup.jsp
Montana Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: csimt.gov
Licensed Public Adjuster Lookup: sbs.naic.org/solar-external-lookup: Select Montana as Jurisdiction. Select Public Adjuster as License Type.
Nebraska Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: doi.nebraska.gov
Licensed Public Adjuster Lookup: sbs-ne.naic.org/Lion-Web/jsp/sbsreports/AgentLookup.jsp
Nevada Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: doi.nv.gov
Licensed Public Adjuster Lookup: di.nv.gov/ins/f?p=licensing:search
New Hampshire Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: www.nh.gov/insurance
Licensed Public Adjuster Lookup: sbs-nh.naic.org/Lion-Web/jsp/sbsreports/AgentLookup.jsp
New Jersey Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: www.state.nj.us/dobi/division_insurance/index.htm
Licensed Public Adjuster Lookup: www20.state.nj.us/DOBI_LicSearch/insSearch.jsp
New Mexico Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: www.osi.state.nm.us
Licensed Public Adjuster Lookup: sbs.naic.org/solar-external-lookup: Select New Mexico as Jurisdiction. Select Public Adjuster as License Type.
New York Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: www.dfs.ny.gov/insurance/dfs_insurance.htm
Licensed Public Adjuster Lookup: myportal.dfs.ny.gov/nylinxext/elsearch.alis
North Carolina Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: www.ncdoi.com
Licensed Public Adjuster Lookup: sbs-nc.naic.org/Lion-Web/jsp/sbsreports/AgentLookup.jsp
North Dakota Public AdjustersLicensing: License Required For Insurance Consultants Which Includes Public Adjusters.
State Department of Insurance Website: www.nd.gov/ndins
Licensed Public Adjuster Lookup: sbs.naic.org/solar-external-lookup: Select North Dakota as Jurisdiction. Select Consultant as License Type.
Ohio Public AdjustersLicensing: Public Adjuster Certificate of Authority Required.
State Department of Insurance Website: www.insurance.ohio.gov
Licensed Public Adjuster Lookup: gateway.insurance.ohio.gov/UI/ODI.Agent.Public.UI/OtherLicenseSearch.mvc/DisplaySearch
Oklahoma Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: www.ok.gov/oid
Licensed Public Adjuster Lookup: sbs.naic.org/solar-external-lookup: Select Oklahoma as Jurisdiction. Select Public Adjuster as License Type.
Oregon Public AdjustersLicensing: Adjuster License Required.
State Department of Insurance Website: dfr.oregon.gov
Licensed Public Adjuster Lookup: sbs.naic.org/solar-external-lookup: Select Oregon as Jurisdiction. Select Adjuster as License Type.
Pennsylvania Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: www.insurance.pa.gov
Licensed Public Adjuster Lookup: Individual: apps02.ins.pa.gov/producer/ilist1.asp Firm/Agency: apps02.ins.pa.gov/producer/alist1.asp
Rhode Island Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: dbr.state.ri.us/divisions/insurance
Licensed Public Adjuster Lookup: Individual: sbs.naic.org/solar-external-lookup: Select Rhode Island as Jurisdiction. Select Public Adjuster as License Type.
South Carolina Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: doi.sc.gov
Licensed Public Adjuster Lookup: sbs.naic.org/solar-external-lookup
South Dakota Public AdjustersLicensing: No License Required.
State Department of Insurance Website: dlr.sd.gov/insurance
Licensed Public Adjuster Lookup: N/A
Tennessee Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: www.tn.gov/commerce/insurance.html
Licensed Public Adjuster Lookup: sbs-tn.naic.org/Lion-Web/jsp/sbsreports/AgentLookup.jsp
Texas Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: www.tdi.texas.gov
Licensed Public Adjuster Lookup: txapps.texas.gov/NASApp/tdi/TdiARManager
Utah Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: insurance.utah.gov
Licensed Public Adjuster Lookup: secure.utah.gov/agent-search/search.html
Vermont Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: www.dfr.vermont.gov
Licensed Public Adjuster Lookup: www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y: Select Vermont as Jurisdiction. Select Public Adjuster as License Type.
Virginia Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: www.scc.virginia.gov/boi
Licensed Public Adjuster Lookup: www.scc.virginia.gov/boi/ConsumerInquiry/Search.aspx
Washington Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: www.insurance.wa.gov
Licensed Public Adjuster Lookup: fortress.wa.gov/oic/consumertoolkit/Search.aspx
West Virginia Public AdjustersLicensing: Public Adjuster License Required.
State Department of Insurance Website: www.wvinsurance.gov
Licensed Public Adjuster Lookup: sbs-wv.naic.org/Lion-Web/jsp/sbsreports/AgentLookup.jsp
Wisconsin Virginia Public AdjustersLicensing: No License Required.
State Department of Insurance Website: oci.wi.gov
Licensed Public Adjuster Lookup: N/A
Wyoming Public AdjustersLicensing: License Required For Insurance Consultants Which Includes Public Adjusters.
State Department of Insurance Website: doi.wyo.gov
Licensed Public Adjuster Lookup: www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y
