North Carolina Public Adjusters for Expert Claim Assistance
A North Carolina public adjuster provides expert help for your insurance claim. A good public adjuster could increase payout, speed up a claim, or even overturn a denied insurance claim.
Public adjusters in North Carolina work on your behalf. They don’t represent your insurer’s best interests – they represent your best interests.
ClaimsMate provides expert claims assistance across North Carolina. Wherever you’re located in the Tar Heel State, you can connect with a licensed and experienced public adjuster. Our adjusters have a proven ability to expertly handle claims from start to finish while securing higher payouts from insurers in the following areas:
The North Carolina Department of Insurance requires all public adjusters in the state to complete licensing. Public adjusters must receive an Insurance Producer and Adjuster License, which involves completing coursework and passing an exam. Once adjusters receive a license, they can practice throughout the state. Some North Carolina public adjusters only do business in North Carolina, while others are licensed in neighboring states like South Carolina, Georgia, Tennessee, and Virginia.
Find A North Carolina Public AdjusterHow North Carolina Public Adjusters Help
A good North Carolina public adjuster provides expert assistance for your insurance claim. They do so while representing your best interests in the claim.
Some of the ways in which a North Carolina public adjuster helps your claim include:
- Increase payout
- Organize evidence and documentation for your claim
- Negotiate with your insurer on your behalf, representing your best interests
- Oversee repairs and restorations from start to finish
- Overturn denied claims
- Provide expert assistance at every step of the claim
Types of Adjusters in North Carolina
Public adjusters represent the public, including policyholders like you. They’re one of three main types of adjusters in North Carolina:
Public Adjusters: Also known as public insurance adjusters or (confusingly) private adjusters, public adjusters represent policyholders like you. They are not affiliated with insurance companies and do not receive any payment from insurers. Instead, policyholders pay the public adjuster a portion of the final settlement – often in exchange for receiving a higher payout or overturning a denied claim.
Company Adjusters: Your insurance company has salaried employees or contractors called company adjusters. These individuals manage your claim, arrive on-site to oversee damage, and work with you throughout the claim. They represent your insurer’s best interest, and their goal is to pay as little for your claim as legally possible.
Independent Adjusters: Independent adjusters contract their services to insurance companies and work on their behalf to oversee a claim.
North Carolina Public Adjuster Pricing
Public adjusters in North Carolina tend to have similar pricing to public adjusters in other states:
- Most North Carolina public adjusters charge a fee of 5% to 20% of the insurance settlement.
- Some public adjusters apply this fee to the entire settlement. Others charge the fee only to the additional amount awarded (say, after the adjuster resolves an insurance dispute).
- All North Carolina public adjusters disclose fees upfront.
- Most public adjusters don’t charge anything until after you approve the final settlement from your insurer – similar to how a personal injury lawyer works. In most cases, you pay nothing to the public adjuster upfront.
ClaimsMate’s public adjusters offer no-cost consultations.
Unsure if a public adjuster is right for your claim in North Carolina? Tell us about your insurance claim, and we’ll explain how a North Carolina public adjuster could help.
Locate a Public Adjuster in North CarolinaContact ClaimsMate today for a no-cost consultation.
